Worried About Losing Your Home?
It's no secret that record numbers of homeowners are struggling to make their monthly mortgage payments these days. A recent survey of Florida loans showed that of 3,542,740 loans serviced, 374,134 are currently in foreclosure. In the first quarter of 2009 alone, 98,848 foreclosures were started. By the end of 2009, it is expected that Florida courts will be handling 174,182 unresolved cases filed earlier in the year.
My name is Jeffrey A. Klein. At the Law Office of Jeffrey A. Klein in Daytona Beach, Florida, I represent distressed homeowners. I understand the prospect of losing your home is frightening. As your attorney, I will work with you to save your home and negotiate with your lender on your behalf to find a resolution everyone can live with.
Do I Need A Lawyer?
With your home at stake, you need a knowledgeable foreclosure defense lawyer on your side.
As your attorney, I will:
- File to stop the foreclosure– this will buy time to negotiate with the lender on your behalf
- Compel production of discovery – by requesting documents lenders often have difficulty locating, such as the original note or proof of assignment of mortgage if it has been transferred
- Ask the court to force your lender to explore loss mitigation alternatives if the lender received TARP funds
- Work to negotiate a suitable agreement with your lender on your behalf – a workout might involve extending the life of the loan, forgiving some of the past-due amounts or refinancing at a lower or fixed rate
- Strive to arrange a short sale, if appropriate – this involves selling your home and giving the proceeds to your lender as full or partial payment of the amount past due
I will also work to make sure the lender does not take advantage of you through high-risk interest rates, outrageous loan modification fees and other unfavorable terms of the negotiation.
Contact Me
To discuss how I can help you, contact me online or call my office locally at 386-492-9952 or toll free at 866-819-6032. Evening and weekend appointments are available.
