You Deserve Meaningful Assistance From Your Lender
Too many homeowners face foreclosure without receiving useful assistance from their lenders. If you are reading this, you probably have spoken with your lender dozens of times already. Every time you call you get a different person who has no idea what issues were discussed or addressed in prior calls. Your lender contact will ask you for the same documentation time and again over the course of several months, and at the end of the modification process you will likely be denied.
My name is Jeffrey A. Klein, of the Law Office of Jeffrey A. Klein in Daytona Beach, Florida. I understand the prospect of foreclosure is frightening and confusing. I work directly with clients, aggressively fighting to save their homes and representing them during negotiations with lenders.
If you are a homeowner facing foreclosure, you have two options: aggressively fight the lawsuit or allow your lender to take your home. To defend the foreclosure, call my office locally at 386-492-9952 or toll free at 866-819-6032 for a free initial consultation.
Loan Modification Problems
According to the State Foreclosure Prevention Working Group, an organization consisting of state attorneys general and state banking regulators working together to prevent home foreclosures, efforts to prevent mortgage foreclosures have decreased. The group cited several reasons for this, including:
- Lenders rely heavily on short sales and default judgments which result in homeowners losing their houses
- Lenders often have difficulty locating homeowners' documents
- Homeowners rarely speak to the same lender representative twice
- Lenders' departments are voluminous and separate, usually consisting of the following departments, which are typically distinct and separate from one another, loss mitigation, mediation department, foreclosure group and real estate owned department
- Lenders earn enhanced fees during the foreclosure process, so they have little reason to modify a loan
- Lenders may have no authority to approve a loan modification if the loan is held in a securitization asset pool or trust
Aggressive Foreclosure Defense Representation
If you are facing foreclosure or are behind on your mortgage payments, don't rely on a loan modification. Instead, hire a skilled lawyer to negotiate with your lender on your behalf. An attorney:
- Can halt the foreclosure lawsuit proceedings, buying time to reach a workable agreement
- Knows negotiation tactics that work with lenders
- Will work to reach an agreement that suits your situation
Don't sit back and wait for your lender to help you. Take action by calling a knowledgeable attorney.
Contact Me
To learn more about how a foreclosure defense lawyer can help you negotiate with your lender, contact me online or call my office locally at 386-492-9952 or toll free at 866-819-6032.
Evening and weekend appointments are available for your convenience.
