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Homeowner Efforts to Resolve Before Foreclosure

Are You Facing Foreclosure Proceedings?

More and more Florida homeowners (and homeowners throughout the country) are facing foreclosure. In fact, over 1,500 foreclosure cases per week currently are being filed in central Florida. If you are in danger of losing your home, or have reason to believe you will be in the near future, you need to act quickly to defend the foreclosure.

My name is Jeffrey A. Klein. At the Law Office of Jeffrey A. Klein I provide aggressive foreclosure defense to distressed homeowners in Volusia County and throughout all of central Florida. I aggressively fight to save homes and represent my clients during negotiations with lenders. If you are unable to obtain a modification early in the process I will represent you in foreclosure proceedings and then at a court-ordered mediation where your lender will be forced to come to the table and negotiate with you.

Even if you are working with a lender on a solution, you need to take legal action to stop the foreclosure process. Contact my office online or call me locally at 386-492-9952 or toll free at 866-819-6032 to learn more.

The Risk of Acting Without Legal Help

If you are like most homeowners facing foreclosure in Florida, you could be months behind on your mortgage payments and be struggling to make ends meet. You may have already tried to negotiate a loan modification directly with your lender which involves filling out a packet of documents, many of which may contain legal jargon that you don't understand. While you wait for several months for a response, believing your application will be approved any day, you might ignore the foreclosure lawsuit notice and refrain from making payments.

Most homeowners learn that they have been denied a modification only after the foreclosure suit has been filed. The lender is now in position to take quick possession of your home.

Experienced Central Florida Foreclosure Representation

You probably have been unable to negotiate a loan modification on your own because:

  • You cannot find a contact at the lender who can help you. Every time you speak with a lender representative you get a different person who has no record of whom you spoke with before or what you discussed.
  • You have no negotiating leverage. As a result, the lender has little incentive to work with you.

However, a lawyer working on your behalf has a greater chance of success because he or she:

  • Knows effective negotiating strategies that work with lenders
  • Can work to reach an agreement that suits your situation
  • Has the ability re-work your mortgage or negotiate a short sale or deed in lieu of foreclosure

To learn more about how an attorney can help you avoid foreclosure, contact my office.

Free Initial Consultation

To discuss how I can help you with your foreclosure issue, contact me online or call my office locally at 386-492-9952 or toll free at 866-819-6032.

For your convenience, evening and weekend appointments are available upon request.